If you’re approved and you pay the processing fee (if applicable), your credit card and welcome materials will be mailed within (3) business days.

Upon approval, you will be granted a credit limit between $300-$1,500. 

Yes, credit cards can be activated through our online portal, mobile app (CFC Mobile Access), or over the phone. To activate over the phone, please call from the number that you provided on your application to the toll-free activation number printed on the sticker affixed to your new card.

You have 30 days to activate your credit card. If you do not activate your credit card in that timeframe your credit card will automatically be closed and you will be unable to use your new credit card for purchases or other transactions.

Please see the Cardholder Agreement for your APR information. 

Yes. Simply call the Customer Service phone number on the back of your card. Please note that to add an authorized user to your account; you must be the primary cardholder and fees will apply.