Applying For a Credit Card
You may apply online, over the phone with a reservation number, or after receiving a pre-selected offer in the mail.
You’ll need to provide personal information, including your:
• Full name
• Social Security number
• Date of birth
• Physical address (No P.O. Box)
• Estimated gross monthly income
Your personal information is needed for two reasons:
- Federal law requires us to obtain, verify and record information that identifies each person who opens an account. As a result, your personal information is required and used for identification purposes.
- Your personal information, like Social Security number, is used to pull your credit bureau data, which in turn is used with other information like monthly income to process your application.
Yes. The credit issuing bank needs all of the information to make an informed decision on a customer’s creditworthiness and to assess risk.
A physical address is required in order to process your application.
No, current product offerings do not allow co-applicants at this time, but you may add an authorized user during the application process or any time after your account is opened. There is a one-time fee of $30 for each individual user you add to your account.
In most cases, the credit issuing bank(s) provide an instant decision. However, if additional information is required, the decision process may take up to 30 days.
Answer: Continental Finance Company is committed to protecting your privacy. Please see our Consumer Privacy Statement for more information.
