Applying For a Credit Card
You may apply online, over the phone with a reservation number, or after receiving a pre-selected offer in the mail.
You’ll need to provide personal information, including your:
• Full name
• Social Security number
• Date of birth
• Physical address (No P.O. Box)
• Estimated gross monthly income
Your personal information is needed for two reasons:
- Federal law requires us to obtain, verify and record information that identifies each person who opens an account. As a result, your personal information is required and used for identification purposes.
- Your personal information, like Social Security number, is used to pull your credit bureau data, which in turn is used with other information like monthly income to process your application.
Yes. We need all of the information to make an informed decision on a customer’s creditworthiness and to assess risk.
A physical address is required in order to process your application.
No, current product offerings do not allow co-applicants at this time, but you may add an authorized user during the application process or any time after your account is opened. There is a one-time fee of $30 for each individual user you add to your account.
In most cases, an instant decision is provided. However, in some cases additional information is needed in order to make a decision which could take up to 30 days.
Celtic Bank, The Bank of Missouri and Continental Finance take our commitment to protecting your privacy seriously.
Please see our Privacy Policy for more information.
